Automotive Insurance Claim Adjuster – Friend Or Foe

Automotive Insurance Claim Adjuster – Friend Or Foe

November 6, 2019 0 By

In insurance there are what they call auto insurance claims adjusters. They are involved in processing customers or clients insurance claims. They are the ones who will investigate an insurance policy holder’s claims and gives authorized payments.

The payment that the adjuster determines will depend on the policy holder’s insurance coverage and the damage on the car. Most insurance adjusters are a company employee, but there are some that are independent consultants who will represent the claimants.

Here are the things you need to know about auto insurance claims adjusters.

Large Insurance companies have in-house training programs but when they hire insurance adjusters they’ll see their educational background to see where they’ll put them.

For example, if one has an architectural or engineering background then the company will put them as industrials adjusters. Depending on their specialty or background they are put where they would be most useful.

Also being an auto insurance adjuster or any adjuster for that matter will need skills such as analytic and skills to communicate with people. For adjusters are people who are good in personal relations.

So, if you are a claimant you need to think twice and know how to deal with them and their alibis especially if they are under the employment of your auto insurance companies. Although not all auto insurance companies have scheming claim adjuster there are also those companies that have honest claim adjusters but in our world today we can never tell.

There are strategists in which insurance claim adjuster use towards their client to not answer them directly for example they would give you an answer but they would refer you to another insurance adjuster to talk about what you said for he or she is in charge of that field.

Some insurance claim adjuster will offer you something instead of cash some will entice you with a ticket for a two weeks’ vacation. If the claimant is young then they would offer Play Station 3, iPod, and Nintendo Wii.

It is important for the claimant to not let the insurance claim adjuster pressure him or her. Claim adjuster is good in their work and one of their techniques is putting pressure on the claimant by calling them in the wrong time of the day like early in the morning when it’s time for you to go to work. By doing this they’re not giving you enough time to decide or to think and pressure you in agreeing with their offer.